Focus on recovery, not the financial burden.
Trauma insurance provides a tax-free lump sum if you face a major illness, giving you the freedom and financial space to recover on your terms.
Financial support when you need it most
A serious diagnosis like cancer, heart attack or stroke can turn your world upside down overnight. While health insurance covers medical bills, Trauma Cover provides a lump-sum payment directly to you, giving you total flexibility to handle everything else.
Whether you need to step back from work, fund specialised treatments or clear immediate financial obligations, the team at My Insurance ensures you have the right cover in place so you can prioritise what matters most.
Medical Expenses:
Access specialised treatments, non-funded medications or private care.
Living Expenses:
Cover everyday bills, mortgage payments & household costs while off work.
Time Off:
Allow your family members to take time off work to support your recovery.
Rehabilitation & Rest:
Fund travel, lifestyle modifications or a necessary break to heal.
Josh, a self-employed electrician, suffered a heart attack at 42. Without trauma cover, he would have been unable to meet his financial commitments during his recovery.
His adviser had ensured he had sufficient trauma cover in place, providing him with a lump sum payment that covered medical bills, living expenses and mortgage payments while he recovered and returned to work at his own pace.
Protect your financial future against the unexpected
Speak with our advisers today for independent, clear guidance on structuring trauma cover for you and your family.
Frequently asked questions
What is the difference between Health Insurance and Trauma Cover?
Health insurance pays hospital and specialist medical bills directly. Trauma cover pays a tax-free lump sum directly to your bank account upon diagnosis of a specified condition, which you can use for non-medical living expenses, debt reduction or recovery time off work.
Do I need to be unable to work to receive a trauma payout?
No. Unlike Income Protection or Total Disability cover, Trauma Insurance pays out based on the diagnosis of a covered condition, regardless of whether you take time off work.
Will my pre-existing health conditions affect my cover?
Pre-existing conditions are assessed by insurers during the application. Our team helps you navigate this transparently so you know exactly what is and isn't covered from day one.
