Fast access to quality medical care
Skip the public waiting lists and secure immediate access to private specialists, surgical treatment and non-funded medicines.
Take control of your family's health
Health insurance gives you peace of mind by granting fast access to leading private specialists, hospitals and surgical care when you need it most.
At My Insurance, we help you navigate the various plan options to find cover that balances comprehensive medical protection with your budget, ensuring you and your family are looked after every step of the way.
Bypass Public Waiting Lists:
Get diagnosed and treated quickly without unnecessary delays.
Choice of Specialist:
Choose your preferred medical professional and private hospital facility.
Non-funded Cover:
Access life-saving medicines not funded by the public health system.
Preventative Care Options:
Optional add-ons for GP visits, dental, optical and diagnostic testing.
Emma, a busy professional, was diagnosed with endometriosis, a condition requiring surgery.
Public waitlists projected a delay of six months to see a specialist and years to have the required surgery to relieve the pain she was experiencing.
With medical cover arranged by her adviser, Emma was able to get surgery within three weeks at a private hospital, allowing her to recover quickly and get back to her career without unnecessary delays.
Secure prompt, quality healthcare
Talk to our advisers today for independent, clear advice on choosing the right health insurance plan.
Frequently asked questions
Will health insurance cover my existing health conditions?
Pre-existing conditions are reviewed by insurers during your application. Depending on the condition and insurer, some may be covered after a waiting period, excluded or included with an adjustment. We help you find the provider with the most favourable terms for your history.
What is a excess and how does it affect my policy?
An excess is the amount you agree to pay towards a claim before insurance covers the rest. Choosing a higher excess will lower your regular premium payments, making it a great way to keep comprehensive cover affordable.
Why do I need health insurance if New Zealand has a public health system?
While NZ's public system is excellent for emergency trauma care, non-urgent (elective) surgeries, specialist consultations and diagnostic tests often face long waiting lists. Health insurance lets you jump the queue for non-emergency conditions.
